About the Smart Money Hub

A small set of free money tools from Paycheck Paradox. Create a free account to save any calculation to your profile, come back and edit it, save new versions, and share a read-only snapshot with anyone.

Financial calculators

• Compound Growth Projection — enter your age, a starting amount and optional monthly or yearly contributions, pick a growth rate (10% to start), and see the balance year by year to any target age.

More calculators are on the way, weighted toward long-term investing.

Credit Card Benefit Tracker

• Recurring credits — cash-value credits that reset on a schedule. Log what you use; a bar shows what's left before the window closes.
• Perks & status — one-time or once-a-year actions like enrolling for hotel status. Tracked as done / to-do.
• Card Offers — a public, browsable reference of current Amex Offers and Chase Offers. Add and track them in your issuer's own app.

Most Amex credits reset on the calendar year; some (like the Chase Sapphire Reserve travel credit) reset on your cardmember year. Set each card's fee month so the countdowns are right.

Your data

Stored server-side for your account. Download a JSON export for a portable backup.