Smart Money Hub Free money tools · save your results with a free account

Paycheck Paradox

Your money, projected.

Free tools to see your financial future clearly — long-term investment projections and a tracker that makes sure your credit-card perks never expire unused. Save every result to your profile, revisit it, and share a snapshot.

What's inside

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Compound Growth Projection

See what today's savings could become — year by year, at a growth rate you choose (10% to start).

Try it — free →
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Credit Card Benefit Tracker

Log the credits and perks on your Amex Platinum, Sapphire Reserve and more, so nothing resets unused. See at a glance whether each card is worth its fee on the way you actually use it.

Sign in to use →
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Card Offers

A browsable reference of current Amex Offers and Chase Offers — filter by card, category and channel. No sign-in needed.

Browse offers →

Free vs Pro

Free

Free with an account

Everything here is free today. Create an account to save your work.

  • Compound Growth CalculatorRun a projection, save it, tweak it later and share a read-only snapshot.
  • Credit Card Benefits TrackerEvery credit and perk on every card, tracked before it resets.
  • Card OffersCurrent Amex and Chase Offers in one filterable list.
  • Family sharingInvite family to see your saved numbers and plan together.
  • Freedom Date CalculatorWhen could your paycheck become optional? No account needed.
Create a free account
Introducing Paycheck Paradox PRO

Paycheck Paradox Pro

Coming soon. Join the waitlist for early access. Everything in the free account, plus:

  • Weekly Market BriefOnce a week: the overall market plus specific stocks to watch, without the noise.
  • Moves That MatterHourly market-moving news on the stocks we watch and the market as a whole: what happened, why it matters, what’s next. Free with an account during early access.
  • Our trades, updated hourlyEvery trade including the last 30 days, with share counts and prices. Free with an account during early access.
  • iOS and Android appsYour Smart Money Hub in your pocket.
  • Always GrowingNew tools ship every month, included in your membership.
Join the Pro waitlist

Smart Money Hub · build Oct 8, 2026, 11:44 PM EDT