Try “bubble”, “credit card”, “freedom”, or “AI”.
Credit Cards hub
Premium cards are only worth the fee if you actually use what you’re paying for. Our tracker makes sure you do — and tells you, card by card, whether the fee earned its keep.
Start with the tool
Log the credits and perks on every card so nothing resets unused — and see whether each card is worth its fee on the way you actually use it.
Track your cards →Quick check
Slide each credit to the number of times you’ll really use it. The tracker does this for every card you hold, all year, and nudges you before a credit resets.
Track your real cards →Organised by outcome
Each goal is a short path: read, listen, then put it to work with a tool. Take them in order or jump straight to what you need.
Monthly, quarterly, semi-annual, cardmember-year — every reset window, tracked for you.
Current Amex and Chase Offers in one filterable list.
Fee in, credits you’ll really use in, verdict out.
Put it to work
Free account
Log the credits and perks on every card so nothing resets unused — and see whether each card is worth its fee on the way you actually use it.
Track your cards →Free account
Invite a family member to see your saved calculations and plan together.
Invite family →Free
A browsable reference of current Amex Offers and Chase Offers. Filter by card, category and channel. No sign-in needed.
Browse offers →Everything in this hub
ReadPersonal Finance
In today’s consumer-driven society, the concept of affordability has become a twisted and misleading notion. We’re led to believe that as long as we can afford the…
New reads, episodes and tools for this hub, in one short email. No noise.
